Your TrustedSolutions
Owned and Operated by Lisa Warren, with 27+ years of expertise helping Texas families achieve financial goals through personalized service and complex loan solutions.
Mortgage Solutions Tailored to You
From residential mortgages to commercial loans and business capital, we offer comprehensive financing solutions.
Conventional Loans
Traditional financing with competitive rates for qualified buyers. Fixed and adjustable rate options available.
FHA Loans
Government-backed loans with lower down payment requirements. Ideal for first-time homebuyers.
VA Loans
Exclusive financing for veterans and active military. Zero down payment with favorable terms.
USDA Loans
Zero down payment loans for rural and suburban homebuyers. Income limits apply for eligible properties.
Jumbo Loans
Financing for high-value properties exceeding conforming loan limits. Tailored solutions for luxury homes.
Refinancing
Lower your rate, shorten your term, or access equity. We'll find the best refinance option for you.
Cash-Out Refinance
Tap into your home's equity for renovations, debt consolidation, or other financial goals.
Commercial Loans
Financing solutions for commercial real estate, office buildings, retail spaces, and investment properties.
Business Operating Capital
Access working capital to grow your business, manage cash flow, or seize new opportunities.
Ground Up Construction
Financing for building your dream home from the ground up. Construction-to-permanent loan options available.
Non QM Loan Programs
Alternative lending solutions for self-employed, investors, and unique financial situations. Flexible qualification criteria.
Commercial & Business Solutions
Expand your business portfolio with our comprehensive commercial lending solutions. From office buildings to retail spaces, we provide the capital you need to grow.
Advanced Mortgage Calculator
Calculate payments, view amortization schedules, and compare different loan scenarios
Estimated Monthly Payment
Total monthly payment including taxes and fees
Payment Breakdown
Loan Summary
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Meet Lisa Warren, President & Founder
Originator NMLS #347314
With over 27 years of experience in real estate lending, Lisa Warren brings unparalleled expertise to every client relationship. As President & Founder of LW Financial Services, Lisa has earned recognition as one of the Best Mortgage Professionals in DFW (D Magazine 2010-2012) and a 5 Star Professional from 2011 to 2024.
Lisa specializes in handling complex loan scenarios that others might turn away. Her unique approach, developed through experience in every aspect of mortgage lending—from processing to closing—sets her apart in identifying the ideal lender for each client's unique needs.
"You can have everything in life you want if you will just help enough other people get what they want." This quote from Zig Ziglar drives Lisa's philosophy, reflected in the fact that 95% of her business comes from customer referrals.
Why Choose LW Financial Services?
We Specialize in What Others Turn Away
While many lenders stick to cookie-cutter solutions, we thrive on complex scenarios. Whether you're self-employed, have unique income sources, or face credit challenges, our deep industry knowledge and extensive lender network mean we find solutions where others see roadblocks.
Texas Roots, Personal Touch
Based in Fort Worth and serving all of Texas, we're not a faceless corporate entity. You'll work directly with experienced professionals who take time to understand your unique situation and goals. Our high referral rate speaks volumes—satisfied clients trust us enough to recommend their friends and family.
Comprehensive Loan Solutions
From first-time homebuyers to seasoned investors, from traditional purchases to complex commercial deals, we offer:
- Conventional & Government Loans (FHA, VA)
- Jumbo Financing
- Refinancing & Cash-Out Options
- Commercial Real Estate Loans
- Business Operating Capital
Award-Winning Excellence
Our accolades aren't just for show—they reflect our commitment to exceptional service, competitive rates, and closing loans on time. We've earned recognition from industry leaders because we consistently deliver results.
- Top Ten Mortgage Broker Dallas TX - 2022, 2021, 2020
- D Magazine Best Mortgage Professionals in DFW - 2010, 2011, 2012
- 5 Star Professional Award - 2011-2024
- Professional Organization of Women of Excellence Magazine
- Front Cover of Entrepreneur Outlook Publication - 2023
Your Success Is Our Mission
At LW Financial Services, we don't just process loans—we build lasting relationships. With NMLS #1570626 and Lisa Warren's personal NMLS #347314, you can trust that you're working with licensed, seasoned professionals who put your interests first.
Award-Winning Excellence
Recognized for outstanding service and expertise
Best Mortgage Professional
D Magazine 2010-2013
5 Star Professional
2013-2023
Top 10 Mortgage Broker
Dallas TX 2021-2022
Woman of Empowerment
P.O.W.E.R. Recognition
What Our Clients Say
"Lisa made our first home purchase feel effortless. She found us a rate we didn't think was possible and walked us through every step. Her expertise and genuine care made all the difference."
Ten Commandments When Applying for a Mortgage
Critical rules to follow during your mortgage application process. Violating these can delay or even derail your loan approval.
Thou shalt NOT change jobs, become self-employed or quit your job.
Thou shalt NOT co-sign a loan for anyone.
Thou shalt NOT buy a Vehicle (or you may be living in it)!
Thou shall NOT use charge cards excessively or make late payments on ANY of your accounts.
Thou shalt NOT spend money you have set aside for closing.
Thou shalt NOT omit debts or liabilities from loan application.
Thou shalt NOT buy furniture, appliances, or household items before closing.
Thou shalt NOT originate any inquiries into your credit.
Thou shalt NOT make large deposits without first checking with your mortgage consultant.
Thou shalt NOT change bank statements.
Why This Matters
Following these commandments ensures your loan stays on track from application to closing. Any changes to your financial situation during this period can trigger re-verification, delay your closing, or even cause your loan to be denied. When in doubt, always consult with your mortgage professional before making any financial decisions.
Mortgage Terms Explained
Understanding mortgage terminology empowers you to make informed decisions. Here are the key terms you'll encounter in your home financing journey.
Have questions about these terms or others? Our experienced team is here to guide you through every step of the mortgage process with clear, jargon-free explanations.
Schedule Your Free Consultation
Meet with Lisa Warren to discuss your mortgage needs and explore the best financing options for you
What to Expect
- Free Consultation
No obligation, no pressure - just expert guidance
- Personalized Analysis
We'll review your situation and explore the best options
- Expert Insights
27+ years of experience working for you
- Clear Next Steps
Actionable roadmap to achieve your goals
Office Hours
Need immediate assistance? Call us at 817-410-2518
Ready to Begin Your Journey?
Fill out the form and Lisa Warren or a member of her team will reach out within 24 hours to discuss your options. With over 27 years of experience, we specialize in complex loan scenarios others turn away.
Ft Worth, TX 76123